Delhi’s financial world has changed completely in the last few years. Earlier, money movement mostly meant banks, ATMs, cheques, agents, and paperwork. Today, a small shop in Karol Bagh accepts QR payments, a startup in Gurugram collects online payments through a gateway, a customer in Noida compares insurance online, and a business owner gets digital credit without visiting a bank branch.
This is the power of fintech. It has made payments faster, loans more accessible, insurance easier to compare, merchants more digital, and financial services more technology-driven. In 2026, Delhi-NCR is one of India’s most important fintech hubs because it has a rare combination of startups, banks, regulators, investors, IT talent, corporate offices, and millions of digital-first customers.
For this list, Delhi includes the wider Delhi-NCR fintech belt, especially Noida and Gurugram, because many of the best fintech companies serving Delhi are headquartered or strongly based there. Here are the top 5 fintech companies in Delhi in 2026, selected for brand strength, scale, product quality, user base, business relevance, and verified Delhi-NCR presence.
1. Paytm
Paytm is one of India’s most famous fintech companies and one of the biggest names connected with Delhi-NCR. Operated by One 97 Communications Limited, Paytm has its corporate headquarters in Noida. The company is widely known for UPI payments, bill payments, merchant QR, Soundbox, POS devices, payment gateway, financial services distribution, ticketing, and business payment solutions.
For Delhi’s fintech ecosystem, Paytm is extremely important because it helped make digital payments common among small shops, restaurants, local service providers, online businesses, and everyday users. Its business platform offers payment gateway, UPI payments, payment links, payouts, Soundbox, smart POS and billing software for merchants.
In 2026, Paytm remains a major fintech name because it serves both consumers and merchants. It is useful for shopkeepers, online sellers, startups, service businesses, freelancers, restaurants, and large enterprises that need quick digital payment collection.
Address: One 97 Communications Limited / Paytm One Skymark, Tower-D, Floor No. 6th to 22nd, Plot No. H-10B, Sector 98, Noida – 201304, Uttar Pradesh, India.
2. PB Fintech
PB Fintech is the parent company behind Policybazaar and Paisabazaar, two of India’s most recognised online financial-services platforms. Policybazaar is strongly associated with online insurance comparison and purchase, while Paisabazaar is known for loans, credit cards, and credit-score-related financial services.
PB Fintech deserves a top position because it is not just a small fintech startup. It is a listed company with a large digital financial-services ecosystem. Its official investor information lists the company’s registered and corporate office at Sector 44, Gurugram.
For Delhi-NCR customers, PB Fintech is very useful because it simplifies complicated financial products. Insurance, loans, and credit cards can be confusing for common users. Platforms like Policybazaar and Paisabazaar help customers compare options, understand features, and make more informed decisions.
In 2026, PB Fintech is also expanding deeper into regulated fintech. Its subsidiary PB Pay received RBI authorisation to operate as a payment aggregator, marking its entry into the regulated payments business.
Address: PB Fintech Limited Plot No. 119, Sector 44, Gurugram – 122001, Haryana, India.
3. MobiKwik
MobiKwik is one of the strongest fintech companies based in Gurugram. It is known for digital wallet services, UPI, bill payments, recharge, credit products, investments, and consumer-facing financial services. The company has been part of India’s digital-payment journey for many years and continues to remain relevant in the fintech market.
MobiKwik is especially useful for customers who want a simple app for everyday payments and financial products. Its app listing describes services such as UPI payments, bill payments, loans, investments, digital gold, fixed deposits, mutual funds, and other money-management features.
For Delhi-NCR, MobiKwik is important because it is not only serving the region; it is actually headquartered in Gurugram. Its official contact page lists its address at Pegasus One, Golf Course Road, Sector 53, Gurugram.
MobiKwik is a good fintech name for users who want mobile-first payments, small financial products, digital convenience, and app-based money services.
Address: MobiKwik Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector 53, Gurugram – 122003, Haryana, India.
4. Pine Labs
Pine Labs is one of the most important merchant fintech and payment-technology companies in India. It is strongly connected with Delhi-NCR through its Noida office. The company is especially known for merchant payment solutions, POS systems, digital payment acceptance, affordability solutions, prepaid and gift-card technology, and payment infrastructure for businesses.
Pine Labs is different from many consumer fintech apps because its main strength lies in helping merchants and enterprises accept payments better. Retail stores, restaurants, large brands, malls, lifestyle outlets, electronics stores, and businesses use such payment infrastructure for card payments, UPI, EMI, loyalty, and checkout solutions.
For Delhi-NCR’s business ecosystem, Pine Labs is a very strong fintech company because the region has thousands of retail outlets, corporate businesses, malls, hospitals, schools, hotels, and service providers that need reliable payment acceptance systems.
The official Pine Labs office-location page lists its Delhi-NCR office at Candor TechSpace, Sector 62, Noida.
Address: Pine Labs Limited Candor TechSpace, 2nd Floor, Tower-1, Plot No. B2, Sector 62,Noida, Gautam Buddha Nagar, Uttar Pradesh – 201301, India.
5. BharatPe
BharatPe is one of India’s most recognised merchant-focused fintech companies and has a strong Delhi-NCR corporate presence. The company is known for QR-based payments, merchant payment acceptance, business loans, POS solutions, and financial products for small businesses.
BharatPe became popular because it focused strongly on Indian merchants, especially small shopkeepers and local businesses. Its official website calls it one of India’s trusted fintech companies and says it is a payments partner to more than 1.7 crore merchants nationwide.
The company is useful for grocery stores, small retailers, restaurants, local shops, service providers, and small business owners who need simple payment collection and credit access. Its app ecosystem supports UPI payments, QR payments, business loans, bill payments, and investments.
BharatPe’s official contact page lists its Delhi-NCR corporate office at DLF Cyber City, Gurugram.
Address: BharatPe 7th and 12th Floor, Building No. 8, Block-C, Cyber City, DLF City Phase 2 Road, DLF City Phase 2, Gurugram – 122008, Haryana, India.
Final Words
Delhi-NCR has some of India’s best fintech companies. Paytm is a leader in digital payments and merchant solutions. PB Fintech is strong in online insurance and credit comparison. MobiKwik is a major mobile-first fintech platform. Pine Labs is excellent in merchant payment infrastructure. BharatPe is one of the strongest fintech companies for small merchants and business payments.
Other good fintech names connected with Delhi-NCR include PayU, Indifi, and Paisabazaar, but Paytm, PB Fintech, MobiKwik, Pine Labs, and BharatPe stand out as the strongest names for 2026.
